Florida Sen. Rick Scott Takes Aim At Healthcare Costs With Plan To Send Subsidies Straight To Patients

Sen. Rick Scott wants to change how Americans pay for their health insurance, arguing that years of federal intervention have driven medical bills through the roof instead of bringing them down.

In a video rolled out as part of his ongoing “Rescuing America” push, the Florida Republican introduced his “More Affordable Care Act.” The core idea is simple: instead of sending government healthcare dollars directly to giant insurance carriers, hand those funds straight to everyday people.

“Democrat Socialists would have you believe federalized healthcare is the prescription to rising healthcare costs,” Scott said. “But Obamacare’s failure proves we need less government in our lives, not more. Costs went up, people lost their doctors, and American families are still struggling for affordable healthcare solutions that actually work for them. With simple fixes, we can bring more transparency to drive down costs and let families choose the plan that best fits their needs. My More Affordable Care Act brings the power back to Americans instead of funneling tax dollars to insurance companies and gives the American people the freedom to choose what’s best for them.”

The plan does not throw out the Affordable Care Act entirely. Popular rules—like protecting coverage for people with pre-existing conditions—stay on the books, as do the federal Healthcare.gov marketplace and state insurance exchanges.

Florida Sen. Rick Scott

What shifts is where the money goes. Scott is proposing “Trump Health Freedom Accounts,” which work a lot like standard Health Savings Accounts (HSAs). Federal assistance money lands directly in a family’s account, and they decide how to put it toward their monthly premiums. Following the Hyde Amendment, none of that money could go toward abortion services or coverage that includes them.

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To get insurance companies competing harder for customers, the proposal also lets people shop across state lines. Under a waiver system, if a health plan is cleared by an insurance commissioner in one state, it can be sold to buyers in other states through online exchanges.

On top of that, Scott wants hospitals and doctors to show their prices upfront before patients book appointments or undergo treatments, building on a previous Trump-era transparency rule. The plan also expands the tax credit for small business owners who cover their staff’s insurance.

The pitch is the second major installment in Scott’s policy campaign, following an op-ed in Newsweek and a prior video focused on housing costs.